The aim of these page is not to encourage owners of Endowment policies to sell them, but to help those individuals who are currently looking to sell their policies achieve the highest possible price.
You must firstly understand the Traded Endowment market in order to appreciate just how valuable your policy is. One needs both a trader and a purchaser in order to create a market
The Traded Endowment market is created as a direct result of endowment policy holders selling their policies on the open market as opposed to simply surrendering them to the issuing life office. The purchaser recognises the future potential of such policies.
These policies are mostly available for private investors to buy.
Although the policyholder has the option to surrender the policy to the issuing life office, it is often the case that the surrender value belies the true value of the endowment policy. It is this differential between the surrender value and the real value of the policy that creates an investment opportunity for the purchaser of such plans.
